Four fortunate individuals who recently purchased Premium Bonds in December have each won £100,000 in prizes. These bonds were only eligible for the February 2026 draw onwards, requiring a full month of ownership for inclusion. One winner bought a £50 bond in December 2025.
Among the winners, one resides in Essex with a total holding of £19,150 in Premium Bonds. Another winner lives in Brighton and Hove, holding £38,025 in Premium Bonds, with the winning bond valued at £13,000. The remaining two lucky winners, each holding £50,000 in Premium Bonds, reside in Cheshire and Hampshire alongside the Isle of Wight.
In each monthly draw, two £1 million Premium Bond prizes are awarded. Notably, one of the February 2026 £1 million winners is from Liverpool, while the other hails from Central Bedfordshire.
Premium Bonds, a savings product by National Savings & Investment (NS&I), differ from traditional savings accounts by offering the chance to win prizes in monthly draws rather than fixed interest rates. Prizes range from £25 to £1 million, with higher odds of winning smaller prizes compared to larger sums.
Participants can check if they have won using the NS&I online prize checker tool or the Premium Bonds prize checker app. Winners may opt to have their prize money deposited into their bank account or reinvested into more Premium Bonds. Currently, the prize fund rate, akin to an interest rate for Premium Bonds, stands at 3.60% since the August 2025 draw.
Recent data disclosed that Hampshire and the Isle of Wight were standout regions for Premium Bond winners, with 42 individuals winning £100,000 prizes in 2025. Essex, Outer London, Norwich, and Cumbria also had notable success in winning substantial prizes.